By using this site and any other apps created by Toward May Pty. Ltd. you agree to the following terms. If you do not agree to these terms and conditions, you must not use this site and related apps. The content provided by this site and related apps is for reference only. It is not intended to amount to advice on which you should rely. You agree that there is no warranty of the availability of the site and the related apps. We assume no responsibility for the content of websites and APIs linked through our site and apps. Such links should not be interpreted as endorsement by us of those linked websites and APIs. We have no control over the contents of those sites, resources or APIs. We will not be liable for any loss or damage that may arise from your use of them. Please check with the licensed professional or the specialist before taking, or refraining from, any action on the basis of the content of this site and related apps. We make no representations, warranties or guarantees, whether express or implied, that the content on our site or made available through our site and apps is accurate, complete or up-to-date. We will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with: – use of, or inability to use, our site and apps; or – use of or reliance on any content displayed on our site and apps. These terms are subject to change without notice and was last updated on Aug, 5th, 2018.